Equifax Reports Accelerated Adoption of VantageScore® 4.0 Across the Mortgage Industry

Impact · against what's priced in

The rapid adoption of VantageScore 4.0 provides tangible evidence for a recovery in US Consumer Information Solutions revenue, which the market has previously ignored. However, this volume growth is partially offset by Equifax's decision to maintain low $1 pricing through 2028, limiting immediate pricing power.

EFX+0.25

Challenges what's priced in

The price assumes

A re-acceleration of US Consumer Information Solutions revenue beyond the recent cyclical recovery