Equifax Mortgage Score Select™ Supports Dual Score Approach

Impact · against what's priced in

The launch of Mortgage Score Select provides a tactical catalyst for EFX by directly addressing the market's skepticism regarding a US Consumer Information Solutions recovery. By reducing lender friction ahead of the 2027 FHA mandate and creating a new ancillary fee stream, the product supports a re-acceleration of mortgage volumes that the market currently declines to price in.

EFX+0.30

Challenges what's priced in

The price assumes

A re-acceleration of US Consumer Information Solutions revenue beyond the recent cyclical recovery

The market currently refuses to price in a mortgage volume recovery; however, this tool reduces friction for the Jan 1, 2027 FHA mandate and introduces a new $1 fee per secondary pull, providing a concrete mechanism for revenue acceleration.

What EFX's price assumes · Sep 13

• EFX
• credit score
• data analytics
• fha
• fintech
• lending
• mortgage

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