NASDAQ
25.97USD
+0.39 (+1.52%)
We have scored 90 news catalysts on Upstart Holdings, Inc. (UPST) over the past 12 months. The biggest single-day move next to one of them came Jun 22, 2026, when UPST closed −3.4%: “Upstart: Improving Investment Setup At A 10x P/E”. Coverage across the window leans negative (average ticker sentiment −0.45). Most of the impact sits in price momentum and forward growth expectations.
Dots are scored news catalysts — size = impact, color = sentiment. Tap one to read it.
Market cap
2.5B
P/E
—
EPS
—
Beta
2.17
52W range
23.965-66.51
Day range
25.52–26.61
Open
26.50
Prev close
25.58
Volume
4M
Avg volume
4.4M
Dividend
0.00
IPO
2020-12-16
Analysts publish price targets on UPST, and they disagree. Where the share price actually sits among them shows which of their arguments the market is buying — and which it is ignoring.
5 analyst price targets from $30 to $51
as of 2026-09-13
The market is 34% below the median target — more cautious than the analysts.
The reconstruction
Daily OHLCV with SMA overlays and session pivots. Draw your levels and trendlines on it, or ask the AI analyst what the price is reacting to.
Suppliers, customers, partners and competitors, derived from what the news actually says about Upstart Holdings, Inc. — not a sector bucket. Click an edge to see the articles that established the link.
Suppliers, customers, partners and competitors of Upstart Holdings, Inc., taken from what the news actually said about them rather than from a sector bucket. The count is how many articles established each link.
Latest scored catalyst for UPST: .
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Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
The price sits 34% below the median published target and at the very bottom of the $30-$51 model range, meaning the market largely dismisses the bullish growth story that every published analyst still tells.
What the disagreement turns on
Can Upstart actually deliver its 35% revenue growth and 28% EBITDA margin targets by 2028, or will the Model 22 AI flaws and declining take rates permanently constrain profitability? Unit volume growth is wired and can track the top line, but the take-rate and margin resolution cannot be settled with the data available.
The price pays for
It declines to pay for
Written by a language model from the published models, the reported segments and a reverse-DCF — not a recommendation, and not a house view.
Claim by claim
