NYSE
62.92USD
-1.49 (-2.31%)
We have scored 81 news catalysts on PennyMac Financial Services, Inc. (PFSI) over the past 12 months. The biggest single-day move next to one of them came Jan 31, 2026, when PFSI closed −33.3%: “PFSI FRAUD INVESTIGATION: PennyMac Financial Services, Inc. is being Investigated for Securities Fraud by BFA Law after 37% Stock Drop”. Coverage across the window leans negative (average ticker sentiment −0.70). Most of the impact sits in institutional appeal and price momentum.
Dots are scored news catalysts — size = impact, color = sentiment. Tap one to read it.
Market cap
3.3B
P/E
—
EPS
—
Beta
1.45
52W range
57.52-160.36
Day range
60.24–63.06
Open
61.20
Prev close
64.41
Volume
1.3M
Avg volume
611.3K
Dividend
1.20
IPO
2013-05-09
Analysts publish price targets on PFSI, and they disagree. Where the share price actually sits among them shows which of their arguments the market is buying — and which it is ignoring.
7 analyst price targets from $78 to $106
as of 2026-09-13
The market is 22% below the median target — more cautious than the analysts.
The reconstruction
Daily OHLCV with SMA overlays and session pivots. Draw your levels and trendlines on it, or ask the AI analyst what the price is reacting to.
Suppliers, customers, partners and competitors, derived from what the news actually says about PennyMac Financial Services, Inc. — not a sector bucket. Click an edge to see the articles that established the link.
Suppliers, customers, partners and competitors of PennyMac Financial Services, Inc., taken from what the news actually said about them rather than from a sector bucket. The count is how many articles established each link.
Latest scored catalyst for PFSI: .
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PennyMac Financial Services, Inc. (PFSI), through its various subsidiaries, is actively engaged in mortgage banking and investment management activities across the United States. The company's operations are structured into three primary divisions: Production, Servicing, and Investment Management. The Production segment focuses on the creation, acquisition, and subsequent sale of loans. Its primary involvement is with first-lien residential mortgage loans, encompassing both conventional products and those insured or guaranteed by the government. The Servicing segment is responsible for the administration of newly originated loans, in addition to managing early buyout transactions and providing servicing for other loan portfolios. This involves a broad range of activities, such as general loan administration, payment collection, and managing defaults. Specific duties include processing loan payments, addressing customer inquiries, meticulously accounting for principal and interest, holding custodial funds for property taxes and insurance premiums, providing guidance to delinquent borrowers, and supervising foreclosure processes and property dispositions. Furthermore, this segment implements loss mitigation strategies, including loan modification and forbearance programs. The Investment Management segment's core functions include identifying potential investment assets, conducting thorough due diligence, submitting bids, and finalizing acquisitions. It also oversees the correspondent production operations for PennyMac Mortgage Investment Trust and manages the acquired asset base. PennyMac Financial Services, Inc. was established in 2008 and maintains its headquarters in Westlake Village, California.
At $62.92, the market sits at the very bottom of the published model range ($78 to $106), rejecting the consensus view and pricing in the worst outcomes for the business.
What the disagreement turns on
The central question is whether the collapse in servicing income and the failure to recapture refinance volume are permanent structural impairments or temporary cyclical troughs; the available data can measure unit volumes via segment revenue history to answer this, but cannot measure the pricing and margin dynamics that actually drive profitability.
The price pays for
It declines to pay for
Written by a language model from the published models, the reported segments and a reverse-DCF — not a recommendation, and not a house view.
Claim by claim
Computed at $70.36 on 2026-09-13 — the quote has since moved -11%, so read this as a record of what was priced in then, not now.
