NASDAQ
91.03USD
-1.99 (-2.14%)
We have scored 55 news catalysts on Atlanticus Holdings Corporation (ATLC) over the past 12 months. The biggest single-day move next to one of them came Mar 13, 2026, when ATLC closed −9.1%: “Zoetis (ZTS) Loses 8.1% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner”. Coverage across the window leans positive (average ticker sentiment +0.33). Most of the impact sits in price momentum and earnings revision trend.
Dots are scored news catalysts — size = impact, color = sentiment. Tap one to read it.
Market cap
1.4B
P/E
—
EPS
—
Beta
2.02
52W range
47.5-114.34
Day range
90.97–92.72
Open
91.77
Prev close
93.02
Volume
96.6K
Avg volume
153K
Dividend
0.00
IPO
1999-04-23
Analysts publish price targets on ATLC, and they disagree. Where the share price actually sits among them shows which of their arguments the market is buying — and which it is ignoring.
5 analyst price targets from $100 to $179
as of 2026-08-27
Daily OHLCV with SMA overlays and session pivots. Draw your levels and trendlines on it, or ask the AI analyst what the price is reacting to.
Suppliers, customers, partners and competitors, derived from what the news actually says about Atlanticus Holdings Corporation — not a sector bucket. Click an edge to see the articles that established the link.
Latest scored catalyst for ATLC: .
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Atlanticus Holdings Corporation, operating under the ticker ATLC, is a financial services enterprise providing a spectrum of credit and related financial solutions to consumers throughout the United States. The company's operations are structured into two principal divisions: Credit as a Service and Auto Finance. The Credit as a Service segment is dedicated to the origination and facilitation of various consumer loan products. This includes both private label credit cards, often associated with specific retailers or healthcare providers, and general purpose credit cards. These cards are issued by lenders and disseminated through multiple avenues, such as retail and healthcare partnerships, targeted direct mail campaigns, digital marketing initiatives, and collaborations with external organizations. This segment empowers customers to finance acquisitions of diverse goods and services, ranging from consumer electronics and furniture to elective medical procedures, general healthcare, educational offerings, and home renovation projects. Beyond loan origination, it also offers comprehensive loan servicing, encompassing risk management and outsourced customer support for third parties, while concurrently engaging in research and development, and making strategic investments in nascent consumer finance technology platforms. The Auto Finance segment is focused on the purchase and servicing of loans collateralized by automobiles. These activities are performed for or on behalf of a carefully selected network of independent automotive dealerships and specialized finance companies, particularly those operating within the "buy-here, pay-here" and used car markets. This segment also extends its financial offerings to include inventory financing, commonly known as floor plan financing, and various installment lending products. Furthermore, Atlanticus Holdings Corporation strategically invests in and actively manages portfolios comprised of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta, Georgia.
The reconstruction
The price sits at the very bottom of the published analyst targets, 35% below the median and even 8% below the lowest target, showing the market firmly rejects the idea that the company's near-90% cash margin is sustainable and instead assumes a sharp deceleration in growth.
What the disagreement turns on
Is the 89.8% free cash flow margin a sustainable structural shift, or an artificial peak driven by one-time Mercury purchase price adjustments that will soon revert toward the 22.7% operating margin? The data wired here can measure revenue and unit volumes, but cannot directly test the margin's accounting quality or sustainability.
The price pays for
It declines to pay for
Written by a language model from the published models, the reported segments and a reverse-DCF — not a recommendation, and not a house view.
Claim by claim
