GlobeNewsWire
28 Jan 2026, 21:15 UTC · 37w ago
Verdict
Headline takes no side. We score WSBF +0.80 across five claims — strongly bullish.
+0.80strongly bullish
More positive than 90% of ticker scores this week
What the story claims
5 claims · scored −1 bearish … +1 bullish
Net income surged to $7.7 million ($0.44 per diluted share) in Q4 2025, up significantly from $5.2 million ($0.28 per diluted share) in the year-ago quarter.
So whatA 57% year-over-year increase in EPS indicates a strong fundamental improvement in profitability, which directly supports higher equity valuations.
More positive than 98% of claims this week
Community Banking net interest income grew 20.4% year-over-year, driven by an expanded net interest margin of 2.89% resulting from higher loan yields and lower cost of funds.
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5 related stories
Scored by the NIS engine · methodology.
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More positive than 98% of claims this week
The Mortgage Banking segment achieved its third consecutive quarter of pre-tax income due to an increase in refinance activity as rates decreased.
More positive than 88% of claims this week
The company released reserves from its allowance for credit losses, supported by strong asset quality and net loan recoveries.
More positive than 87% of claims this week
Waterstone returned $5.3 million to shareholders through buybacks and dividends, contributing to a $0.53 increase in book value per share during the quarter.
More positive than 75% of claims this week
Which stocks this story touches
More positive than 90% of ticker scores this week
The company reported increased net income, strong asset quality, and growth in both community and mortgage banking segments.
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Zacks Investment Research
4h ago
+16.5%
Price agrees with the score
$19.84 vs $17.03 close before publication (Jan 28) · not market-adjusted
WSBF chart →
