MarketBeat
27 May 2026, 02:04 UTC · 16w ago
Verdict
Headline takes no side. We score QFIN −0.40 across five claims — moderately bearish.
−0.40moderately bearish
More negative than 79% of ticker scores this week
What the story claims
5 claims · scored −1 bearish … +1 bullish
Qfin's non-GAAP net income fell 11.6% sequentially and total net revenue declined to RMB 3.91 billion from RMB 4.09 billion in the previous quarter.
More negative than 94% of claims this week
The 90-day delinquency rate increased to 3.5% from 2.71% sequentially.
Continue reading
5 related stories
Scored by the NIS engine · methodology.
Top 1 mover · tap to explore
More negative than 90% of claims this week
FPD7 (first payment default) for new loans declined by approximately 20% and the C2M2 ratio fell 17% sequentially to 0.8%.
More positive than 76% of claims this week
Total loan facilitation and origination volume declined 7.5% sequentially to RMB 65 billion amid soft consumer credit demand in China.
More negative than 77% of claims this week
Overall funding costs decreased by roughly 10 basis points sequentially due to a 16% increase in asset-backed securities (ABS) issuance.
So whatLower funding costs and successful ABS issuance improve margins and indicate healthy access to capital markets.
More positive than 50% of claims this week
Which stocks this story touches
More negative than 79% of ticker scores this week
The company reported declines in revenue, profit, and loan volume due to consumer credit market pressure in China, though some risk metrics showed improvement.
Free · No account
Get a free daily PDF briefing — the last 24 hours of news, with summaries and the market-impact score for each story, delivered an hour before the open.
We’ll watch
Pre-filled from this story — remove any you don’t want. Add more tickers & tags or fine-tune your watchlist anytime — every email has an edit link, no account needed.
Free forever · one email a day, max · unsubscribe in one click.How it works
−36.1%
Price agrees with the score
$8.04 vs $12.59 close before publication (May 26) · not market-adjusted
QFIN chart →