Seeking Alpha
26 Feb 2026, 21:54 UTC · 30w ago
Verdict
Headline takes no side. We score OPFI +0.80 across four claims — strongly bullish.
+0.80strongly bullish
More positive than 88% of ticker scores this week
What the story claims
4 claims · scored −1 bearish … +1 bullish
OppFi has upgraded its full-year net income guidance to a range of $137–$142 million.
More positive than 93% of claims this week
OppFi's forward P/E ratio has contracted to approximately 5x despite double-digit revenue growth.
So whatLow valuation relative to growth creates a 'valuation asymmetry' that attracts value investors.
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5 related stories
Scored by the NIS engine · methodology.
Top 3 movers · tap to explore
More positive than 87% of claims this week
New loan vintages are showing higher early default rates.
So whatRising early defaults signal deteriorating credit quality and potential future margin pressure.
More negative than 85% of claims this week
The company is utilizing dynamic pricing and strong recoveries to manage elevated credit costs.
So whatThese are mitigating factors that offset the negative impact of rising defaults.
More positive than 54% of claims this week
Which stocks this story touches
More positive than 88% of ticker scores this week
Upgraded to Buy due to robust operating momentum, revenue growth, and upgraded net income guidance.
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6h ago
−34.7%
Price is moving against the score
$6.12 vs $9.37 close before publication (Feb 26) · not market-adjusted
OPFI chart →
