Zacks Investment Research
10 Dec 2025, 18:46 UTC · 41w ago
Verdict
Headline takes no side. We score PGY +1.00 across four claims — strongly bullish.
+1.00strongly bullish
More positive than 98% of ticker scores this week
What the story claims
4 claims · scored −1 bearish … +1 bullish
Pagaya Technologies has achieved three consecutive quarters of positive GAAP net income in 2025, reversing previous substantial losses.
So whatA shift from heavy losses to consistent GAAP profitability is a primary catalyst for valuation re-rating and institutional investment.
More positive than 99% of claims this week
Pagaya expects 2025 network volume to reach between $10.5 billion and $10.75 billion.
So whatConcrete revenue/volume guidance provides a baseline for growth expectations and analyst modeling.
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Scored by the NIS engine · methodology.
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More positive than 86% of claims this week
The company utilizes a capital-light model where it does not hold loans on its own balance sheet, reducing direct credit risk.
More positive than 77% of claims this week
Pagaya's network volume grew 10.5% year-over-year for the nine months ended September 30, 2025.
More positive than 64% of claims this week
Which stocks this story touches
More positive than 98% of ticker scores this week
The company has shown robust results, three consecutive quarters of positive GAAP net income, and significant share price growth.
More positive than 53% of ticker scores this week
The stock has gained 18.7% year to date, though it is underperforming compared to Pagaya.
More positive than 53% of ticker scores this week
The stock has gained 41.6% year to date, though it is underperforming compared to Pagaya.
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1h ago
More positive than 57% of relationship scores this week
[mutual] Pagaya is described as having close peers in LendingTree and LendingClub.
More positive than 7% of relationship scores this week
[mutual] Both are listed as close peers of Pagaya within the fintech credit market.
−24.6%
Price is moving against the score
$18.72 vs $24.83 close before publication (Dec 9) · not market-adjusted
PGY chart →
